AHMAD REXY HIDAYAT; KARTINI. The Influence of Fintech Literacy and Technology Acceptance on the Intention and Usage Behavior of QRIS in Daily Transactions . Journal Development Manecos, [S. l.], v. 4, n. 1, p. 40–57, 2026. DOI: 10.71435/734473. Disponível em: https://scieclouds.com/ojsnew/index.php/jm/article/view/302. Acesso em: 10 jun. 2026.